Despite your AGM batteries showing a good float voltage of 13.17 volts and seemingly passing a load test with voltage drops to 10.5-11 volts under a high load, the key detail here is the battery health reading of only 40% from your Ancel Ba101 tester. This indicates significant degradation, likely due to sulphation or loss of active material inside the batteries, which is common in lead-acid types like AGM after periods of disuse or improper charging.
Given that the batteries are only a year old but have been through a winter connected to a charger, it’s possible that they might have been overcharged or undercharged during this period. Both scenarios can lead to premature battery wear. AGM batteries generally require precise charging voltages, and any deviation can reduce their lifespan.